Real estate opportunities. A different role to play.
Interested in real estate without buying, renovating or managing a property yourself? Cornerstone Capital Investment Group may work with private lenders on select projects. We believe that conversation should start with clear information, careful review and realistic expectations.
You don’t have to own the property to explore a role in real estate.
Some people are interested in the real estate market but aren’t looking to take on renovations, tenants or day-to-day property management. Private lending is one approach they may choose to learn more about.
Cornerstone acquires and improves real estate in its local market. For certain projects, the company may consider private financing. If a potential fit exists, the focus is on understanding the proposed project, discussing the terms and giving each person room to make an informed decision.
Potentially less hands-on
Learn about a lending role rather than directly taking ownership or managing renovations.
Individual project evaluation
Each possible arrangement should be reviewed on its own merits, risks and proposed terms.
Clarity before commitment
Ask questions, review documents and consult your own qualified advisers before deciding.
A good conversation starts with the right questions.
Before considering any private lending arrangement, it is important to understand what is being proposed—not just what could go right, but what could go wrong.
Understand the project
What property or real estate work is involved? How would funding be used? What is the anticipated plan and timeline?
Review proposed terms
Consider the loan structure, repayment expectations, any applicable collateral or security, and the terms recorded in the actual documents.
Evaluate the risks
Real estate projects and private loans carry risk. Independent due diligence and professional advice are essential before committing capital.
Real property. Real considerations.
Every proposed lending arrangement comes with its own facts. A useful discussion should address both the real estate plan and the obligations involved, so no one is making a decision based on assumptions.
- The property, project scope and intended use of funds
- Proposed loan documents, repayment terms and timing
- Whether collateral or other protections apply
- Market, construction, borrower and liquidity risks
No return, repayment date, property value or level of security is promised by this webpage.
Three steps to a better-informed conversation.
There’s no need to rush into a decision. Start by making a connection, then learn more if an appropriate project and opportunity for discussion becomes available.
Introduce yourself
Share your contact information and let Rob know you’re interested in learning about how private lending may work with Cornerstone.
Explore the specifics
If there’s a relevant project to discuss, request the information and proposed documents needed to evaluate the arrangement.
Decide on your terms
Consider your objectives, risk tolerance and your advisers’ input. Participation is never assumed simply because you inquire.
A few things to know up front.
Private lending deserves thoughtful consideration. Here are some answers to common questions before beginning the conversation.
What is private lending in real estate?
It generally involves a lender providing funds under a loan agreement for a real estate-related purpose. Unlike buying a property yourself, a lender typically does not take on the property’s day-to-day management. Actual rights, obligations and risks depend on the specific agreement.
Do you have a lending opportunity available right now?
Cornerstone may seek private funding for select projects, but this page does not identify or offer an active project. Reach out to learn more about the company’s approach and whether there is anything appropriate to discuss.
Are returns or repayment guaranteed?
No. Private lending involves risk, including delayed repayment and the possible loss of some or all capital lent. No specific return, repayment or security is guaranteed by the information on this website.
Would a loan be secured by real estate?
Real estate-related security may be part of an arrangement when applicable, but it should never be assumed. Any proposed collateral, priority, rights and remedies need to be verified in the actual loan and security documents.
What should I do before making a decision?
Conduct independent due diligence on the project, borrower, documentation, proposed collateral and risks. Consider consulting your own attorney, accountant or financial adviser. Review Cornerstone’s full private lending disclosures as well.
Questions are welcome. No pressure required.
Connect directly with Rob Wilson to talk about private lending and what Cornerstone does. An inquiry is simply a starting point—not a commitment to lend.
Private lending information: This webpage is for general information only. It is not an offer to sell securities, a solicitation of an investment, or a commitment to provide or accept financing. Private lending carries risks, including potential loss of capital. Terms, collateral and timelines, if any, depend on separately reviewed documentation. Conduct your own due diligence and consult independent qualified advisers. Please read the Cornerstone disclosures.
Let’s talk about private lending.
Use the form just below to introduce yourself. Rob and the Cornerstone team can connect with you to discuss the company’s work and answer initial questions.